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PrimeThames House, 77 High Street Esher, Prime, Surrey, KT10 9QA
Bookham14-18 Church Road, Bookham, Surrey, KT23 3PW
Woking LettingsBridge House, Goldsworth Road, Woking, Surrey, GU21 6JT
Teddington Lettings21a High Street, Teddington, , TW11 8EU
London40 St James's Place, London, , SW1A 1NS
LeatherheadCurchods Land & New Homes Department, Wix Hill House, Epsom Road, Leatherhead, Surrey, KT24 6DY
HeadWix Hill House, Epsom Road, Head, Surrey, KT24 6DY
Weybridge LettingsPortmore House, 54 Church St, Weybridge, Surrey, KT13 8DP
Kingston upon Thames LettingsFirst Floor, 56 - 58 Wood Street, Kingston upon Thames, Surrey, KT1 1UW
WokingBridge House, Goldsworth Road, Woking, Surrey, GU21 6JT
Walton-on-Thames Lettings63 High Street, Walton-on-Thames, Surrey, KT12 1DJ
Property Lettings63 High Street, Property, Surrey, KT12 1DJ
mortgageWix Hill House, Epsom Road, mortgage, Surrey, KT24 6DY
Guildford LettingsThe Clock House, 2 Epsom Road, Guildford, Surrey, GU1 2AF
New HomesCurchods Land & New Homes Department, Wix Hill House Epsom Road, New Homes, Surrey, KT24 6DY
WeybridgePortmore House, 54 Church Street, Weybridge, Surrey, KT13 8DP
West Byfleet56 Station Approach, West Byfleet, Surrey, KT14 6NE
Teddington21 High Street, Teddington, , TW11 8EU
Shepperton58 High Street, Shepperton, Surrey, TW17 9AU
Ottershaw2 Chobham Road, Ottershaw, Surrey, KT16 0NL
New Malden31 High Street, New Malden, Surrey, KT3 4BY
New Haw300a Woodham Lane, New Haw, Surrey, KT15 3NT
Kingston upon Thames56 - 58 Wood Street, Kingston upon Thames, Surrey, KT1 1UW
Guildford4 London Road, Guildford, Surrey, GU1 2AF
Godalming27 High Street, Godalming, Surrey, GU7 1AU
Farnham45 Downing Street, Farnham, Surrey, GU9 7PH
Esher77 High Street, Esher, Surrey, KT10 9QA
CranleighCranleigh House 32 High Street, Cranleigh, Surrey, GU6 8AE
East Horsley12 Bishopsmead Parade, East Horsley, Surrey, KT24 6RT
Cobham7 Hollyhedge Road, Cobham, Surrey, KT11 3DQ
Walton-on-Thames79 High Street, Walton-on-Thames, Surrey, KT12 1DN

6th December 2017

9 Essential Steps For A Stress Free House Move

We’ve all heard the horror stories about moving home and we agree, that without the right planning it can be a stressful time.  So, through our many year’s experience in helping people move home we’ve developed the 9 step formula we go into in this blog post, so that when you’re done reading, you’ll be properly prepared for selling your home and be able to do it with the minimum of stress.

Read on for an in-depth look at these 9 steps to moving home stress-free:

  1. Plan Early
  2. Check out your motivation
  3. Appoint experts to assist you
  4. Value your existing home
  5. Establish your borrowing power
  6. Can you afford what you want?
  7. Determine your timescale
  8. Get your solicitor into gear
  9. Survey your own home

A property sale/purchase involves many experts in addition to your estate agent – solicitors, surveyors and mortgage advisers all have a fundamental role in your moving experience and for it to be efficient and successful, each must attend to their respective responsibilities swiftly and diligently. Relying on so many different parties is often where things can go wrong.

Let’s look into these steps in more detail:

 

What should you do before putting your house on the market?

Step 1: Plan early

It’s crucial to the success of your move.  The sooner you can start planning the easier the whole experience will be.

Step 2: Check out your motivation

Be clear from the outset about why you want to move, when you want to move and what you want to achieve from the move.

Step 3: Appoint experts to assist you

You will need an estate agent, a lawyer, possibly a mortgage consultant and a surveyor.

Your expert estate agent will be your ‘go-to professional’ for help and advice. They will also become your coordinator of all the other disciplines.

Once a sale has been agreed, the work has only just begun.  Getting the chain lined up and the whole conveyancing process completed can be a challenge – as a result the transaction failure rate nationally is high, only 67% get to completion first time round.

 

Step4: Value your existing home

Establish the value of your existing home and the cost of anything that may need to be done to it to enhance its saleability/value.

Step 5: Establish your borrowing power

Necessary if a mortgage is needed for your next purchase. Seek this advice from an independent broker who is free to range the whole of the market to find you the very best deal.

Step 6: Can you afford what you want?

Check out that what you want to buy is affordable and available to you in your chosen area(s).  Go online, do your research.  Search properties for sale and in the areas you want to move to and make sure that what you want is within your price range.

 

Now you’re ready to put your property on the market

Step 7: Determine your timescale

Finding a buyer for your existing property before offering to buy another gives you the best chance to secure your next property ahead of other potential buyers. An offer to buy something is empty if you have not yet sold what you own.

 

When ready, place your property on the market before finding an alternative. You won’t be rushed out the door by a buyer if you haven’t found a replacement.

 

A professional agent will manage this for you.

Step 8: Get your solicitor into gear

When you place your property on the market, instruct your solicitor to immediately prepare the legal papers, provide them with the necessary identity paperwork, put them in funds for any disbursements they will incur on your behalf (not part of their fees to you) and respond swiftly to any communications sent to you requiring information.

Some solicitors will encourage you not to do this “in case you don’t sell”, but if your motivation to sell is so light, then perhaps you shouldn’t be on the market in the first place?  Curchods Home Conveyancing operate a no sale no fee* regime and share our philosophy that early preparation is key.  You can find out more information about Curchods Home Conveyancing here.

Bear in mind Leasehold sales take longer: If you own a leasehold property, early preparation of the legal work is even more important, as gathering in the necessary papers can be a lengthy process. If you own an older property there is real merit in considering commissioning a Seller’s Survey.

Step 9: Survey your own home

A Seller Survey will highlight any issues with the property, allowing the seller to rectify them or declare them at the outset to any interested parties so that the costs for fixing them can be factored into their offer.

By being up-front and declaring any issues from the outset will avoid them potentially ruining the sale further down the line when the buyer would usually commission their own survey. Currently, this is a major factor in delays, increased stress and the cause of so many sales collapsing nationally.

 

Ready for a stress-free move?  Talk to us

When you engage with Curchods, we’ll give you access to all the experts you need.

We’ll take away the majority of the stress and the hassle of selling your home and be with you every step of the way until the transaction has succeeded.

If you are on the move and would like more information, contact your local Curchods Estate Agency office.

 

*You would pay for any disbursements in the event of a sale not taking place.

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